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Build Your Savings with E-LOAN

Kick your savings into gear with secure FDIC-insured accounts. You can watch your money grow with a variable, high-interest Savings Account, or lock in a great rate for a fixed period with a Certificate of Deposit (CD).

Setting up an account only takes minutes. We'll just need some identifying information and then you can maintain everything online while in the comfort of your home—whether you're applying, transferring or servicing your account. After you complete the account opening process, we will open your account and transfer your initial deposit.

Your account information will be available for viewing 24/7, whenever you need it.

Apply Online

To set up your account, you'll need bank account and routing numbers. For more information, please review our FAQ's page.

Bank Online

We provide everything you'll need to manage your account(s).

  • View statements, balances and transactions any time
  • Transfer money in and out of your account electronically
  • Change your personal information
  • View FAQs to answer your questions
  • Send secure messages for any questions

Start Saving Today!

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Products offered are FDIC insured***

* The Annual Percentage Yield (APY) for a Savings Plus Account is effective as of 1/6/2017 and subject to change without notice. There is a $5,000 minimum opening account deposit and balance requirement. The Savings Plus account is a money market account that allows up to six withdrawals per month.

** The APY for a Certificate of Deposit (CD) account is effective as of 1/6/2017 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal.

*** All deposit products offered through E-LOAN, Inc. (E-LOAN) will be opened through Banco Popular North America (BPNA), a FDIC-member institution and a New York state chartered bank insured by the FDIC that is the direct parent company of E-LOAN (i.e. E-LOAN is a wholly-owned subsidiary of BPNA). Processing services are provided by BPNA. All deposits with BPNA are insured for the maximum amount allowed by law, and all balances on deposit with BPNA (whether directly or through E-LOAN) would be combined for purposes of determining FDIC coverage eligibility. Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage, visit http://www.fdic.gov/deposit/covered/.

Important information about procedures for opening a new account: Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

Today's Great Interest Rates

5 Year CD

Minimum $10,000

1.80
2 Year CD

Minimum $10,000

1.35
1 Year CD

Minimum $10,000

1.28

More Great Rates

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TRUSTe Privacy Certification
E-LOAN wins privacy award


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